B.D. Smith Financial Services (hereafter “B.D. Smith”) values its’ users’ privacy. The purpose of this privacy policy statement (hereafter “Policy”) is to advise of our current privacy protection practices adopted by our website. The information presented here is not meant to be a contract of any type, either express or implied, and should not be treated as such by users.
We reserve the right to amend our Policy at any time without notice. If you want to make sure you are up to date with the latest changes, we encourage you to frequently visit this page.

Governing Laws:
B.D. Smith protects records in accordance with our obligations as defined by applicable Virginia statutes, including, but not limited to, the Virginia Privacy Protection Act of 1976, the Virginia Freedom of Information Act, and by any applicable U.S. federal laws.
If a dispute arises under this Policy, we agree to first try to resolve it with the help of a mutually agreed – upon mediator in the following location: Virginia Beach. Any costs and fees with the exception of attorneys’ fees will be divided equally between all parties.

Collection of Information:
When a user accesses our website, the Internet Protocol (hereafter “IP”) address of the user’s computer is collected. This computer address does not contain any personally identifiable information about the user. Moreover, no personally identifiable information is collected about users who simply browse this site or who download information from it.
When you send an email, we collect your name, email address and the content of your email. When you complete online forms, we collect the data you choose to submit and confirm.
Users may visit B.D. Smith without being asked to share personal information. However, as a financial advice service, personal information must be collected in order to properly assist users. While there is no legal requirement for you to provide any information through our website. Users should be aware that it may not be possible to provide adequate financial assistance using this website without this personal information. As an example, B.D. Smith may require financial documents from you to assess your financial situation and your email address to communicate with you. In providing information to B.D. Smith through this website, you are agreeing to make such information available to the organization so that it can meet its objective.
B.D. Smith keeps all personal, non-public information strictly confidential. The personal, non-public information of users will not be released without first obtaining consent from the user. However, if we are legally required to disclose your personal, non-public information to any authority, we will do so without your consent as required, but will notify you of such occurrence.

Use of “Cookies”:
A cookie is a small piece of information (or data) stored on the user’s hard drive containing information about the user and/or the session. B.D. Smith does not place any “cookies” on the user’s computer.

Use of Collected Information:
The IP address of a user’s computer is used to route the requested web page to his/her computer for viewing. The requested page and the routing information is sent to our Internet Service Provider (hereafter “ISP”), or other entities involved in transmitting the requested page to the user. The routing information may be retained indefinitely, unless otherwise deleted.

Minor’s Privacy Policy:
B.D. Smith does not knowingly collect personally identifiable information from children under the age of thirteen (13) except as permitted by law. If we discover we have inadvertently received any information from a child under the age of thirteen (13) in violation of this policy, we will delete that information immediately. Please contact us if you believe B.D. Smith has any information from anyone under the age of thirteen (13) at the email address or telephone number below.

Contact Us:
If you have any questions or concerns about the Policy, please contact us by email at info@bdsmithfinancial.com